Do you have funds to help with repairs to my home?

Yes. Our Home Rehabilitation Loan Program is available to low and moderate-income people - seniors and others - who need to make repairs to their homes. Depending on the source of funds that we use to make the loan, it may be forgivable. In all cases, the loan is 0% interest, with no monthly payments, and doesn’t need to be paid back until you sell or refinance your home. Seniors may find this program especially helpful if they wish to stay in their homes but can’t afford to pay for the needed improvements. Special consideration is given for emergency needs such as a leaking roof or a non-functioning boiler (in the winter). Please see our application (PDF) and brochure (PDF) for more details on the program.

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1. I have saved some money for a down payment but it’s not enough. Can you help?
2. Is your First-time Buyers Loan Program limited to those who have never owned a home before?
3. Do you have funds to help with repairs to my home?
4. What sorts of incentives do you offer to developers of housing, including financial assistance?
5. What are the options open to property owners who wish to create an accessory apartment or a residential dwelling in an outbuilding?
6. When you refer to low and moderate-income individuals or families, what exactly does that mean?